Collateral Loans
At Lynwood Capital Partners, we pride ourselves in being a premier financial resource for collateral loans. We accept items such as rare coins, diamonds, gemstones, collectible art, paintings, sculptures, jewelry, precious metals, exotic vehicles, fine watches, and yachts. We also loan on a case-by-case basis against commercial and residential property as well as 1031 exchange money.
Once a value is determined, we will make arrangements to inspect the item and make an offer. After an agreement has been reached, we will explain the loan terms, mutually sign the loan agreement, and fund your loan.
Loans are typically offered from 3 Months to One Year. As a Client, you may redeem the loan at any time before the end of the three (3) month period, and will only be charged for that period of time which has passed. At the end of the loan term, you may request an extension. If accepted, you will be required to pay all past due interest and fees from the original agreement and will then be issued an extension agreement. The principal amount of the loan and rates will remain the same in most cases, unless the value of the asset has depreciated. At any time, once we receive repayment of the principal and fees, the asset will be returned.
Our minimum loan amounts starts $50,000 up to $20,000,000 all rates fall anywhere between 12 to 16%. Additional fees include operational costs such as bookkeeping, transporting and storing your asset, insuring your asset, and more. Some evaluation are complimentary and some require third-party costs. Assets are insured by Lloyd’s of London for twice the loan amount, and are stored in secure vaults.
All lending transactions are completed in a discreet and service oriented process.